ebuystore.com.ph FAQs

How to avail our Cash Installment (No credit card required)

2012-06-27T02:49:31+08:00

General Information / Requirement Details

Available to everyone within the PHILIPPINES (Luzon, Visayas and Mindanao)

Terms are available in 12 months only.

Feel free to download the application form below the page.

Kindly click Facebook Like in our pagebook fan page and +1 Google in our website. Thank you.

WWW.EBUYSTORE.COM.PHis one of the leading online gadget shops in the Philippines, offered installment without credit card required in partnership with ASIALINK FINANCE CORPORATION, EASY CASH, LENDDO, CHINATRUST BANK, STANDARD CHARTERED BANK, UCPB AND ASIATRUST BANK

We have all kinds of loan products available:

NON-COLLATERAL

Business Loan

Personal Loan (Land-based)

Allottee Loan / Allot Your Loan

Personal Loan (Sea-based)

Migrant Loan

Appliance Loan

Pensioner's Loan

Franchising Loan

Cart Franchise Loan

Check Rediscounting

Emergency Loan

Microbusiness Loan

Modified Business Loan

Corporate Loan

Doctor's Loan

Medical Professional Loan

Equipment Purchase Loan

Salary Loan

Salary Loan (Incentive-based)

COLLATERAL

Car Loan

Car Loan Take-out

Car Loan Advance Interest

2nd Hand Purchase Vehicle

Taxi/PUV

PUJ Loan

PUJ Loan with Deed of Sale

Truck Loan

Truck Loan Take-out

Tricycle Loan

Tricycle Loan Take-out

Tricycle Loan with Deed of Sale

Rebuilt Jeepney Loan

LPG Conversion Loan

Real Estate Loan

Real Estate Loan Take Out

Motorcycle Loan

Bayad Center Branches

Requirements

Strictly, application with incomplete requirements will not be processed

APPLICANT QUALIFICATIONS FOR SALARY LOAN:

21-59 years old upon loan maturity
Filipino Citizen
Must have landline or cellphone number
College graduate
Regular employee, atleast 1 year regular status
Basic salary P 10,000 if single
Combined income of P15,000 if married
Photocopy of latest one one month pay slip
Certificate of Employment (ORIG. COPY)

download and filled up application for that you will see in our website (www.ebuystore.com.ph)
2x2 pictures
Photocopy of two valid I.D with address and signature (Passport,Driver’s license etc.)
Sketch of Residence
Proof of Billing (water,electric or telephone bill)
Proof of Residency (NBI/Police Clearance / etc)

o If the electric/water bill is not under your name, you need a Co-Borrower

§ Co-Borrower. A person who owns a house and that the electric or water bill of that house is in his name. The name of the owner of the house is the name on the electric or water bill.

§ What the Co-Borrower should provide you

Spouse / Immediate relative (If the spouse is not qualified as co- borrower he/she will sign Promissory Note PN )
2x2 pictures
Photocopy of two valid I.D
Proof of Billing (electric or water bill)
Proof of Residency
Proof of Income

NOTE: A Co-borrower would be needed if the principal borrower has no permanent residence and no sufficient income.

APPLICANT QUALIFICATIONS FOR BUSINESS LOAN:

· 21-59 years old upon loan maturity

· Filipino Citizen

· Business existing for atleast 1 year

· Must have landline or cellphone number

REQUIREMENTS:

Note: Strictly, application with incomplete requirements will not be processed

Mayor’s Permit or Barangay Permit to operate business
DTI Registration if single proprietorship or SEC Registration/ Articles of Incorporation and Board Resolution to borrow if corporation , with Secretary certificate Of Authorization to borrow and authorized signatories of corporation
2-3 months latest bank statements (Savings or Current Account)
download and filled up application for that you will see in our website (www.ebuystore.com.ph)
2x2 pictures
Photocopy of two valid I.D with address and signature (Passport,Driver’s license etc.)
Sketch of Residence
Proof of Billing (water,electric or telephone bill)
Proof of Residency (NBI/Police Clearance / etc)

o If the electric/water bill is not under your name, you need a Co-Borrower

§ Co-Borrower. A person who owns a house and that the electric or water bill of that house is in his name. The name of the owner of the house is the name on the electric or water bill.

§ What the Co-Borrower should provide you

Spouse / Immediate relative (If the spouse is not qualified as co- borrower he/she will sign Promissory Note PN )
2x2 pictures
Photocopy of two valid I.D
Proof of Billing (electric or water bill)
Proof of Residency
Proof of Income

APPLICANT QUALIFICATIONS FOR MICRO BUSINESS LOAN:

· 21-59 years old upon loan maturity

· Filipino Citizen

· Business existing for atleast 1 year

· Must have landline or cellphone number

REQUIREMENTS:

Note: Strictly, application with incomplete requirements will not be processed

Mayor’s Permit or Barangay Clearance Permit
Latest Bank Statement ( if applicable)
Pictures of the business
download and filled up application for that you will see in our website (www.ebuystore.com.ph)
2x2 pictures
Photocopy of two valid I.D with address and signature (Passport,Driver’s license etc.)
Sketch of Residence
Proof of Billing (water,electric or telephone bill)
Proof of Residency (NBI/Police Clearance / etc)

o If the electric/water bill is not under your name, you need a Co-Borrower

§ Co-Borrower. A person who owns a house and that the electric or water bill of that house is in his name. The name of the owner of the house is the name on the electric or water bill.

§ What the Co-Borrower should provide you

Spouse / Immediate relative (If the spouse is not qualified as co- borrower he/she will sign Promissory Note PN )
2x2 pictures
Photocopy of two valid I.D
Proof of Billing (electric or water bill)
Proof of Residency
Proof of Income

Avail our Reduce Rates Installment / Other Installment Option for BPI, HSBC and METROBANK CARD HOLDERS

2012-01-27T07:46:55+08:00

Computations of Reduced Rates

for METROBANK Credit cardholders
REDUCED RATES

	price	+0.5%	total price	terms	factor rates	monthly installment	total amount to be paid of

	21,700.00	108.50	21,808.50	3	0.350415	7,642.03	22,926.08
	21,700.00	108.50	21,808.50	6	0.181799	3,964.76	23,788.58
	21,700.00	108.50	21,808.50	9	0.125949	2,746.76	24,720.83
	21,700.00	108.50	21,808.50	12	0.097269	2,121.29	25,455.49



OTHER OPTION FOR INSTALLMENT

	price	+0.5%	total price	terms	additional interest	monthly installment	total amount to be paid of

	10,600.00	53.00	10,653.00	3	4.5%	3,710.80	11,132.39
	10,600.00	53.00	10,653.00	6	6.5%	1,890.91	11,345.45
	10,600.00	53.00	10,653.00	9	14%	1,349.38	12,144.42
	10,600.00	53.00	10,653.00	12	14%	1,012.04	12,144.42



REDUCED RATES
for BPI Express Credit cardholders

	price	+0.5%	total price	terms	factor rates	monthly installment	total amount to be paid of

	9,900.00	49.50	9,949.50	3	0.350700	3,489.29	10,467.87
	9,900.00	49.50	9,949.50	6	0.182050	1,811.31	10,867.84
	9,900.00	49.50	9,949.50	9	0.126911	1,262.70	11,364.31
	9,900.00	49.50	9,949.50	12	0.098333	978.36	11,740.37
	9,900.00	49.50	9,949.50	18	0.072156	717.92	12,922.49
	9,900.00	49.50	9,949.50	24	0.058517	582.21	13,973.16



OTHER OPTION FOR INSTALLMENT

	price	+0.5%	total price	terms	additional interest	monthly installment	total amount to be paid of

	25,000.00	125.00	25,125.00	3	5.8%	8,860.75	26,582.25
	25,000.00	125.00	25,125.00	6	6.5%	4,459.69	26,758.13
	25,000.00	125.00	25,125.00	9	14%	3,182.50	28,642.50
	25,000.00	125.00	25,125.00	12	14%	2,386.88	28,642.50
	25,000.00	125.00	25,125.00	18	18%	1,647.08	29,647.50
	25,000.00	125.00	25,125.00	24	22.5%	1,282.42	30,778.13



for HSBC Credit cardholders

	price	+0.5%	total price	terms	factor rates	monthly installment	total amount to be paid of

	17,300.00	86.50	17,386.50	3	4%	6,027.32	18,081.96
	17,300.00	86.50	17,386.50	6	6.5%	3,086.10	18,516.62
	17,300.00	86.50	17,386.50	9	10%	2,125.02	19,125.15
	17,300.00	86.50	17,386.50	12	14%	1,651.72	19,820.61
	17,300.00	86.50	17,386.50	18	22.5%	1,183.25	21,298.46
	17,300.00	86.50	17,386.50	24	32%	956.26	22,950.18


	10,000.00	50.00	10,050.00	3	0.035	3,467.25	10,401.75
	10,000.00	50.00	10,050.00	6	0.065	1,783.88	10,703.25
	10,000.00	50.00	10,050.00	9	0.095	1,222.75	11,004.75
	10,000.00	50.00	10,050.00	12	0.125	942.19	11,306.25
	10,000.00	50.00	10,050.00	18	0.185	661.63	11,909.25
	10,000.00	50.00	10,050.00	24	0.245	521.34	12,512.25

DEBIT CARD PAYMENT (We are accepting BDO, BPI and Landbank.)

	AMOUNT	3.5%	TOTAL
	AMOUNT	3.5%	AMOUNT

	10,000.00	350	10,350.00

Preview Avail our Reduce Rates Installment / Other Installment Option for BPI, HSBC and METROBANK CARD HOLDERS

2012-01-27T07:40:02+08:00

Computations of Reduced Rates

for METROBANK Credit cardholders
REDUCED RATES

	price	+0.5%	total price	terms	factor rates	monthly installment	total amount to be paid of

	21,700.00	108.50	21,808.50	3	0.350415	7,642.03	22,926.08
	21,700.00	108.50	21,808.50	6	0.181799	3,964.76	23,788.58
	21,700.00	108.50	21,808.50	9	0.125949	2,746.76	24,720.83
	21,700.00	108.50	21,808.50	12	0.097269	2,121.29	25,455.49



OTHER OPTION FOR INSTALLMENT

	price	+0.5%	total price	terms	additional interest	monthly installment	total amount to be paid of

	10,600.00	53.00	10,653.00	3	4.5%	3,710.80	11,132.39
	10,600.00	53.00	10,653.00	6	6.5%	1,890.91	11,345.45
	10,600.00	53.00	10,653.00	9	14%	1,349.38	12,144.42
	10,600.00	53.00	10,653.00	12	14%	1,012.04	12,144.42



REDUCED RATES
for BPI Express Credit cardholders

	price	+0.5%	total price	terms	factor rates	monthly installment	total amount to be paid of

	9,900.00	49.50	9,949.50	3	0.350700	3,489.29	10,467.87
	9,900.00	49.50	9,949.50	6	0.182050	1,811.31	10,867.84
	9,900.00	49.50	9,949.50	9	0.126911	1,262.70	11,364.31
	9,900.00	49.50	9,949.50	12	0.098333	978.36	11,740.37
	9,900.00	49.50	9,949.50	18	0.072156	717.92	12,922.49
	9,900.00	49.50	9,949.50	24	0.058517	582.21	13,973.16



OTHER OPTION FOR INSTALLMENT

	price	+0.5%	total price	terms	additional interest	monthly installment	total amount to be paid of

	25,000.00	125.00	25,125.00	3	5.8%	8,860.75	26,582.25
	25,000.00	125.00	25,125.00	6	6.5%	4,459.69	26,758.13
	25,000.00	125.00	25,125.00	9	14%	3,182.50	28,642.50
	25,000.00	125.00	25,125.00	12	14%	2,386.88	28,642.50
	25,000.00	125.00	25,125.00	18	18%	1,647.08	29,647.50
	25,000.00	125.00	25,125.00	24	22.5%	1,282.42	30,778.13



for HSBC Credit cardholders

	price	+0.5%	total price	terms	factor rates	monthly installment	total amount to be paid of

	17,300.00	86.50	17,386.50	3	4%	6,027.32	18,081.96
	17,300.00	86.50	17,386.50	6	6.5%	3,086.10	18,516.62
	17,300.00	86.50	17,386.50	9	10%	2,125.02	19,125.15
	17,300.00	86.50	17,386.50	12	14%	1,651.72	19,820.61
	17,300.00	86.50	17,386.50	18	22.5%	1,183.25	21,298.46
	17,300.00	86.50	17,386.50	24	32%	956.26	22,950.18


	10,000.00	50.00	10,050.00	3	0.035	3,467.25	10,401.75
	10,000.00	50.00	10,050.00	6	0.065	1,783.88	10,703.25
	10,000.00	50.00	10,050.00	9	0.095	1,222.75	11,004.75
	10,000.00	50.00	10,050.00	12	0.125	942.19	11,306.25
	10,000.00	50.00	10,050.00	18	0.185	661.63	11,909.25
	10,000.00	50.00	10,050.00	24	0.245	521.34	12,512.25

DEBIT CARD PAYMENT (We are accepting BDO, BPI and Landbank.)

	AMOUNT	3.5%	TOTAL
	AMOUNT	3.5%	AMOUNT

	10,000.00	350	10,350.00

Do you offer cash installment payments?

2012-01-27T08:34:54+08:00

Yes, we do offer cash installment mode of payment available in 9 and 12 months only.

What payment methods do you accept?

2012-01-27T08:42:07+08:00

We accept payment by Paypal, Online credit card payment, Bank Deposits to our Metrobank, Banco de Oro, BPI, Globe Gcash, Smart Money, M.L kwarta padala, Western union money transfer and C.O.D.

Do you offer deferred / installment payment for credit card?

2012-01-27T08:33:21+08:00

Yes. As of this moment our deferred / installment payment is available for BPI, HSBC and METROBANK card holder only. Installment for other card holder like citibank, bdo etc will be available hopefully by the 3rd or 4th quarter of this year.

Can i pay using credit card upon the delivery of my item?

2011-04-19T10:29:11+08:00

Yes but it is available in selected location in metro manila only. Contact us first for more details.

How can i pay using my credit card?

2012-01-27T08:40:20+08:00

You can use your paypal account ( www.paypal.com) or credit card to order online in our other website www.ebuystorecomph.multiply.com . All major cedit cards are accepted (visa,mastercard,american express and discover)

You will need to send multiply.com a scanned copy of the credit card holder's valid ID and the front side of the credit card (you may cover the last 8 digits for his/her protection) as well as any valid ID from you. This is a standard operating procedure to ensure that we are transacting with the card holder himself/herself and that the card was not used fraudulently.

This additional step may not be required in other online sites but since we are closely monitoring chargebacks and refunds, this is something that we really put emphasis on.

We are hoping for your understanding and once again, thank you for patronizing Multiply.

How can i pay using a credit card swiping or credit card over the phone transaction?

2012-01-27T08:43:10+08:00

Our credit card wireless swiping is now available while credit card over the phone transaction will be available hopefully anytime next year.

Can I refer myself?

2011-05-19T12:37:00+08:00

No. If found referring owned or created email address, all referral credits earned will be voided and your referral privilege will be cancelled.

Can I refer as many people as I want?

2011-05-19T12:45:34+08:00

You can refer as many friends you like and earn unlimited credits from EBUYstore. So spread the EBUYstore spirit all around you!!

Can I pay by C.O.D.?

2011-04-19T10:27:00+08:00

Of course. You may contact us for more details. We will personally deliver the item(s) to you. (Selected areas within metro manila only)

How long will it take for my order to be delivered?

2011-04-19T10:27:51+08:00

The large majority of express orders are delivered within one or two business days from ordering. If there is a delay in your order, we will contact you. Longer delivery times may occur for remote areas. Please read our Terms & Conditions page for further details.

Do you accept walk in buyers into your office?

2011-04-19T10:21:14+08:00

No. Only customers with confirmed order and confirmation number will be entertained here in our manila office / gilmore aurora blvd pick up station. Feel free to call us first for more details.

I have successfully referred a friend, when will I get paid?

2011-05-19T12:33:22+08:00

The referral bonus will be credited into your account under "My Vouchers"within 3 business days.